Friday, October 19, 2007
My neighbors are GREAT!
It's made me start to wonder, is this normal? You know how you have some friends that always want to kiss on the cheek and it's just not you and feels awkward? The guy that always, ALWAYS shakes your hand? Maybe it's the thing here, maybe everyone around us is wondering why WE haven't come over, had an open house, whipped out the Welcome Mat. We must be cold-clammy-keep-to-ourselves weirdoes.
Thursday, October 18, 2007
My gripe about mortgage companies
When you are looking, mortgage companies act like they're your best friend. What a crock. Just like a lot of industries, they just want your money, and the salespeople just want their commissions. We went with CTX, for no real good reason except on the advice of our realtor, but I won't use them again, and won't recommend them. Why? It's all "standard practices" and crap like that, but it gets so IMPERSONAL about something so important. Within a month or two, they sold off our 2nd mortgage to Countrywide. Did I have a say in this? No. Did someone call me up and go "Mr Svec? Get your wife on the phone will ya, we want to see if it's OK if we sell off your mortgage. No? Not OK. Oh, I understand, we won't do it then". Hell no. Not even close, just a letter saying it's been done. It happens all the time, your letter says so. Matter of fact it's "common practice". Well thanks a lot asswipes, now I have to:
- Send in a 2nd payment in another envelope (that'll be about $50 in postage over the term of the 8 year loan)
- Monitor a 2nd companies terms & timelines
- Simply DEAL with TWO now. Now I'm on TWO mailing lists too, and already gotten tons of junk mail from both stupid companies wanting me to buy insurance and refinance.
And another gripe. Don't they want my money? Fricking CTX charges $20 to make an autopayment on their site. $20!!!! I'm doing all the damn work, why do they get MORE for it?!?!? So we send in a check.
But back to the transferring. They did it again. We're barely 6 months in to our loans and now CTX has sold the main one off to Chase. You know that's just great. Do *I* have a choice in this? Hell no. Can I do ANYTHING without paying a fee? Nope!! If I wanted to go with my local bank, I'd have to pay all sorts of costs, appraisal, closing, blah blah. Absolutely not fair. The letter says "This is a common practice in the mortgage industry and has no effects on the terms & conditions". Yeah, while that may be true, it's impersonal and aggravating. This is October 17th and it's affective with my Nov 1st payment. What if I was out of town? What if I had it auto-paid through MY bank (not CTX)? What if I had already sent it? HUH? HUH?
It's common practice to spit your used gum out the window, but that doesn't make it right.
It's common practice to leave a Mexican restaurant as quickly as possible if you've overflown the toilet, but that doesn't make it right.
Frankly, it just pisses me off. They do it for one reason, and one reason only, so they can make money.
Friday, October 12, 2007
Just feelin' GOOD!
Thursday, October 11, 2007
How do I run in to the weirdoes?
About three weeks ago, I got an email: "i have equestrian equipment, 1st ed signed books and custom clothes. please contact", and so I did. I first checked to make sure I had changed my locale to NV, and I had but didn't want to waste anyone's time if they thought I was still in KC. I asked where they were located, again not wanting to drive 45 minutes south for junk, and got a reply: "4th street near 395. can you do this?". Sure I can, and I let them know I'd like to meet, see what they have, etc and go from there.
I had done this a few times in KC and from experience, know that the majority of STUFF they want to sell is not worth much. One guy brought me about 10 things to "try out", half did not sell, the other half only got $10-$20. Another guy had a lot of decent books, videos and CDs, which are easy to list and sell on Amazon, so I take those when I get them. Again we're talking small dollars here, but the books & vids take very little time to list and ship, and once in awhile you get a gold nugget. I also worked my butt off on taking pics, wording and and prepping to list a pop-up camper, but the dude thought it was worth way more then I researched, and realized that if I sold it, I'd be taking a cut (which I lowered from my other stuff, but still money he wouldn't see). He changed his mind after the work I did and sold it on his own. Think he'll get his old crappy books back I never listed? Nah.
Anyway! Asking for a phone number and address for this new guy got some strange replies: "I really do not have a phone number right now. In all actuality, the sooner this could happen - the better...so if Sunday might work? I know these things take time (and no... lol this stuff isnt hot) still, I'm at the Sandman Motel at 1755 E. 4th"
Hot? Who said anything about being hot? Why would you bring THAT up? And Hotel? OK, getting a little weird. Without replying, I get another email: "I vacated my last apt due to an illness and now Im selling the last of my stuff before I head out to the Mayo Clinic in Minnesota next week. That simple. Its not weird or stolen and if you want, I can have this verified by the Reno PD."
Now I'm curious, but also a heckuva lot more hesitant on doing anything. To see how serious this dude is, I ask for pictures. Response? "im not giving out anymore inventory lists or pics due to three other ebay sellers jerking me around and then asking wayyyyyyy too many questions. i know what i need and as an ebay seller, i respect your business process. a visit to see this stuff would be worth your time. say tuesday afternoon? sorry about it, but ive been burned too many times in reno already. if no, i appreciate your time in advance. peace "
Uh huh. I'm not sure how sending pics could transpire in to jerking him around, and not sure what business processes of mine he respects, but I kindly told him I didn't' want to waste my time on junk, and if he had pics and could send them, I'd consider a visit. I also made it very clear that anything I was going to sell, I'd take with me, and I'd bring a simple contract so he would feel more comfortable about me taking his stuff. And then he DID send pictures (has a digital camera too eh?). It was horse stuff for sure, and looked like some of it would sell OK.
One of the last two emails I got from him increased my uneasiness: "i dont know if this will work but Sir.. i you knew what was going on in my lie then you would understand. it's not weird... sounds sketchy i know; but if you fear this transaction ask a police officer to accompany you. i'm doing my best with the tools i have... God has done this for me for a reason; and yes with a receipt of you taking the items then i would trust you. otheriwse the items get thrown away and destroyed and thats money gone for you and i. please... work with me. "
I don't know what ever happened, because I never heard from him again. We set a date for Tuesday, but having no way to contact him, I sent one email asking how and didn't bother following up when I didn't hear back. I'm sure he truly has issues and if serious, I feel for him.
Saturday, September 29, 2007
Snow?

Thursday, September 27, 2007
My Favorite COPS quotes
- Put it in da paper! Put it in da paper!!
- What did I did?
I love the blank, dumb, I'm So Innocent look on some perps faces, very bad actors in most cases. More of my favorite quotes & moments:
- I wuz scared (always in response to "Why were you running?"
- That's not mine! (Mary Jane in the wallet, crack pipe, gun, etc)
- I'm not gonna lie to you (or) Why would I lie?
- I don't have nuthin' on me. (it's in the bushes where I threw it)
- "So you haven't been smoking any weed?"... "No, why would you say that?" (Guy has a joint behind his ear in plain sight. Whoops! Forgot! Silly me!
- And one of my favorite action adventures was when this idiot had about 20 police cars behind him, as if he's going to get away! Happens to be in Kansas City:
Wednesday, September 26, 2007
More weather talk....
Yeah, that's snow in the mountains. SNOW! Officially it was there on the last day of summer, can you believe it? The pups love snow about as much as they love the water, and I can't wait for true winter weather to arrive. Biggest bummer is I don't have a wood burning fireplace, but I'll survive. The gas one puts out a nice ambiance, and maybe as I get older I'll realize what I was doing was a LOT of work. Satisfying work though.Friday, September 21, 2007
Weird weather
Don't like it? Wait a minute!
A week or so ago it was in the 90s near every day and it had been hot since the day I got here. The other day about 9PM I opened the door and WTF? It's RAINING? Tracy gets a little excited and tells me to grab the cooler and put it under the eave to catch the water. Sure enough, it filled it half way full (water for the garden, filthy too. All that dirt running off the roof). The next day it's still cloudy and I hear something about chains required at elevations above 7000 feet, that's Lake Tahoe. Already??? We went from 90 to snow in a week? Sheesh. And I guess it's true, while it reached mid 70s yesterday and is already 60 here and it's still mid morning, I've heard of 6" to a foot of snow in the "Sierras". Absolutely weird. The lows every day for the next week are upper 30s, highs in the mid 70s. Great sleeping weather, but doubt we'll be taking the dogs swimming soon.
Last weekend:
Oh look! A Chicken!
Drying out:
Tuesday, September 18, 2007
My helicoptor is bigger than your helicopter, NYAH NYAH
But not this dude. A few weekend's ago we were exploring, going up & down the Truckee River looking for dog swimming areas. Out by Verdi (Ver DIE) we came across a little subdivision right along the river, which happened to be having a neighborhood garage sale too. It was Sunday, so not many participating, but we still managed to hit a few. On the way out, an old GEEZER was at the end of his driveway and had a large gas powered helicopter on a stand that he was about to put away. Could he be selling? Could he be closing up his garage sale? Nah, I doubt it. Those things are expensive and this looked like a big one. But what the heck, it's a neighborhood garage sale, right? Beautiful day, sunny, blue skies, nice driving weather.... I roll up and roll down the window and:
That thing for sale??
(Grumpy look on his face) You couldn't afford it sonny.
(Me, a bit smart alecky) Now, how do you know how much money I have in my pocket?
(Almost angry look!) Do you know how much this costs? This is over $20,000 and is worth more than your car. To give you an example (of what I don't know) I own a Boeing Bell Blah T-206, costs me 1.5 million.
Goodie for you scooter. Take some of your money and buy a personality. I'm not even sure how the conversation ended, but we didn't talk much more and I drove away. What an ass. It struck a little nerve, and probably always will when people PRESUME things about you, your lifestyle and your financial situation. I've lived with that a lot, especially since I've gone self employed, which to many means "doesn't work". For all he knew, I was a bulti-zillionaire. It's the same thing to hear how "lucky" you are, let's ignore the hard work we've done, we're "lucky"!!
Thursday, September 13, 2007
Tuesday, September 11, 2007
Butta, WHAT ARE THEY THINKING!???!!?

Or is this a West coast thing? Did they get Bill Gates in on it? You know, make a change that EVERYONE will have to conform to even though it doesn't make it better? Did they take a survey? Do studies? Testing? Gave a rats ass about all the BUTTER DISHES out there? IT DON'T FIT my DISH MAN!!!!! You know, they still sell hot dogs in a 10 pack, and buns in an 8. They can't fix that but some f-ing genius has convinced the butter patrol to revamp the size of sticks. Help me man, what am I missing?!?!?!?!?!
Friday, September 07, 2007
I **HATE** People Who Steal! YA THIEF!!!!
Here is my garden in 2005. Nice huh? Blow up the picture, look at that sunflower, those luscious tom plants, the windmill. Nice huh?

Look closer, oh I'll do it for you, look below. That's my wagon. Home made for the most part and I forgot it, and Suzie was supposed to go get it out of my garden but had forgotten.
So yeah, my lovely next door neighbor BRENDA figured since I was gone, she'd help herself! Windmill, wagon, and I've also heard of a few other things that frankly were trash to me, but she JUST HELPED HERSELF! No call, no email, no nothing. Just went over and STOLE them. That's stealing, and trespassing, but mostly FRICKING RUDE! Thanks to Pete, they are in my garage now, I've got a home for the windmill, and the wagon will somehow find it's way home.Tuesday, September 04, 2007
Labor Day River plunge

Cruise Dog Missile
Three very happy dogs
Action movie!
Boo tired
Stones tired
Abbytail queen of the bed
Friday, August 31, 2007
Better than Tampax
That special time of the month deserves a special outfit. This actually worked VERY well. What else could you do? She's about a year old, I think.
Thursday, August 30, 2007
Rain?
QUICK, GRAB THE CAMERA BEFORE IT DRIES UP! <<
No wine cellar, so whatta ya do?

Siren Day!!
OMG, Call out the National Guard!

For the record, not a drop. I wuz really really a-skard though...
Friday, August 24, 2007
Weather: A BORING experience
F: Record breaking temperatures
S: Record breaking temperatures
S: Sunshine
M: A full day of sunshine
T: Plenty of sunshine
W: Sunny (guess SOMEONE wasn't in the SPIRIT NOW!)
T: Plenty of sunshine
F: Record breaking temperatures
S: Record breaking temperatures (Can you tell the weekend guy is working?)
S: Record breaking temperatures
M: Record breaking temperatures
T: Hot with sunshine
W: Sunny and very warm
T: Hot in the morning, sunshine (or sunshine in the morning, hot)
F: Sunny and hot (please kill me!)
A few weeks ago there was a 30% chance of maybe getting a brief downpour. *MUCH* excitement!! They so happened to have finally caught Bin Laden that day, dressed like Al Gore working at a Taco Bell, but this was BIG NEWS! Needless to say, we got nothing.
Thursday, August 23, 2007
Weeds: A different experience
I'm not sure you can see the little barbs in this pic:

Guess how else they annoy ya? Well, last night unknown to us, one had stuck to Keystone's tail and leg, and as he walked around the house and laid down, pieces of it broke off, AND THE GREAT NEWS? THE GREAT NEWS?
So how do you find them, well, you STEP on them. Oh yeah, it was a fun evening. Peachy. Vaccuummiinngg them up helps, but it isn't perfect, they stick in the carpet too.
Did I mention they get large? Think typical tumbleweed in a movie, you got the picture. And for a real picture, here's the neighbor's trash can today, one big weed:






